如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。 Both a CCJ and an IVA will influence your credit history score and help it become more challenging to get credit for your six yrs they’re on the credit file. An IVA is actually a lawfully binding settlement, this means your creditors can’t ta... https://landenzmwgq.humor-blog.com/29192108/new-step-by-step-map-for-債務重組-hkiva-top